feat: explain "Failed to send" when the homeserver wants its terms accepted

A homeserver with a consent requirement (Synapse user_consent) rejects sends
with 403 M_CONSENT_NOT_GIVEN until the user accepts its current terms. The
message just showed "Failed to send" with no reason.

Listen for the SDK's HttpApiEvent.NoConsent and show a dialog naming the
user's own homeserver (the client works with any server, so no Lotus-specific
wording), with "Review and accept" opening the server's consent_uri (http(s)
only; anything else is dropped) and "I've accepted — retry sending" resending
every event that failed for this reason. "Later" snoozes it for 10 s so
background retries don't re-open it immediately.

Verified in Chromium against a local Synapse with the send endpoint answering
M_CONSENT_NOT_GIVEN: dialog shows, link opens, retry delivers the message.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01PPmy3tPq869XDW4njjVaKA

src/app/utils/consent.test.ts

@@ -0,0 +1,45 @@
+import { describe, it } from 'node:test';
+import assert from 'node:assert/strict';
+import { EventStatus, MatrixError, MatrixEvent } from 'matrix-js-sdk';
+import { CONSENT_ERRCODE, failedForConsent, safeConsentUri } from './consent';
+
+describe('safeConsentUri', () => {
+  it('keeps http(s) links from any homeserver', () => {
+    assert.equal(
+      safeConsentUri('https://matrix.example.org/_matrix/consent?u=a&h=b'),
+      'https://matrix.example.org/_matrix/consent?u=a&h=b',
+    );
+    assert.equal(
+      safeConsentUri('http://localhost:8008/_matrix/consent'),
+      'http://localhost:8008/_matrix/consent',
+    );
+  });
+
+  it('rejects other schemes and junk', () => {
+    // eslint-disable-next-line no-script-url
+    assert.equal(safeConsentUri('javascript:alert(1)'), undefined);
+    assert.equal(safeConsentUri('file:///etc/passwd'), undefined);
+    assert.equal(safeConsentUri('not a url'), undefined);
+    assert.equal(safeConsentUri(undefined), undefined);
+    assert.equal(safeConsentUri(42), undefined);
+  });
+});
+
+describe('failedForConsent', () => {
+  const echo = (status: EventStatus, errcode?: string) => {
+    const ev = new MatrixEvent({ type: 'm.room.message', content: { body: 'hi' } });
+    ev.setStatus(status);
+    if (errcode) ev.error = new MatrixError({ errcode, error: 'x' }, 403);
+    return ev;
+  };
+
+  it('matches a send that failed for consent', () => {
+    assert.equal(failedForConsent(echo(EventStatus.NOT_SENT, CONSENT_ERRCODE)), true);
+  });
+
+  it('ignores other failures and non-failed echoes', () => {
+    assert.equal(failedForConsent(echo(EventStatus.NOT_SENT, 'M_FORBIDDEN')), false);
+    assert.equal(failedForConsent(echo(EventStatus.NOT_SENT)), false);
+    assert.equal(failedForConsent(echo(EventStatus.SENDING, CONSENT_ERRCODE)), false);
+  });
+});