diff --git a/src/app/hooks/useReminders.ts b/src/app/hooks/useReminders.ts
index a8dee4bc3..d26b6f7d4 100644
--- a/src/app/hooks/useReminders.ts
+++ b/src/app/hooks/useReminders.ts
@@ -1,4 +1,4 @@
-import { useCallback, useEffect, useState } from 'react';
+import { useCallback, useEffect, useRef, useState } from 'react';
 import { MatrixClient } from 'matrix-js-sdk';
 import { useMatrixClient } from './useMatrixClient';
 import { useAccountDataCallback } from './useAccountDataCallback';
@@ -32,39 +32,64 @@ export function useReminders(): {
   const mx = useMatrixClient();
   const [reminders, setReminders] = useState<Reminder[]>(() => readReminders(mx));
 
+  // Authoritative local snapshot used to compute mutations. Reading
+  // mx.getAccountData() per-mutation is racy: two quick add/remove calls both
+  // read the same stale baseline and the second write clobbers the first
+  // (N113). We instead mutate from this ref, kept in sync with server echoes.
+  const latestRef = useRef<Reminder[]>(reminders);
+  // Serialize writes so overlapping setAccountData calls can't land out of
+  // order on the server (last-write-wins would otherwise drop data).
+  const writeQueueRef = useRef<Promise<unknown>>(Promise.resolve());
+
+  const applyServerState = useCallback((list: Reminder[]) => {
+    latestRef.current = list;
+    setReminders(list);
+  }, []);
+
   useAccountDataCallback(
     mx,
     useCallback(
       (evt) => {
         if (evt.getType() === REMINDERS_KEY) {
-          setReminders(evt.getContent<RemindersContent>()?.reminders ?? []);
+          applyServerState(evt.getContent<RemindersContent>()?.reminders ?? []);
         }
       },
-      [setReminders],
+      [applyServerState],
     ),
   );
 
   // Re-read on mx change
   useEffect(() => {
-    setReminders(readReminders(mx));
-  }, [mx]);
+    applyServerState(readReminders(mx));
+  }, [mx, applyServerState]);
 
-  const addReminder = useCallback(
-    async (r: Reminder) => {
-      const current = readReminders(mx);
-      const next = [...current, r];
-      await (mx as any).setAccountData(REMINDERS_KEY, { reminders: next });
+  const enqueueWrite = useCallback(
+    (compute: (current: Reminder[]) => Reminder[]): Promise<void> => {
+      const run = writeQueueRef.current.then(async () => {
+        const next = compute(latestRef.current);
+        latestRef.current = next;
+        setReminders(next);
+        await (mx as any).setAccountData(REMINDERS_KEY, { reminders: next });
+      });
+      // Keep the chain alive even if one write rejects, but propagate the
+      // rejection to this caller so it can react (e.g. retry).
+      writeQueueRef.current = run.catch(() => undefined);
+      return run;
     },
     [mx],
   );
 
+  const addReminder = useCallback(
+    (r: Reminder) => enqueueWrite((current) => [...current, r]),
+    [enqueueWrite],
+  );
+
   const removeReminder = useCallback(
-    async (eventId: string, timestamp: number) => {
-      const current = readReminders(mx);
-      const next = current.filter((r) => !(r.eventId === eventId && r.timestamp === timestamp));
-      await (mx as any).setAccountData(REMINDERS_KEY, { reminders: next });
-    },
-    [mx],
+    (eventId: string, timestamp: number) =>
+      enqueueWrite((current) =>
+        current.filter((r) => !(r.eventId === eventId && r.timestamp === timestamp)),
+      ),
+    [enqueueWrite],
   );
 
   const getReminders = useCallback(() => reminders, [reminders]);
diff --git a/src/app/pages/client/ClientNonUIFeatures.tsx b/src/app/pages/client/ClientNonUIFeatures.tsx
index bd9d6840d..5517cdb24 100644
--- a/src/app/pages/client/ClientNonUIFeatures.tsx
+++ b/src/app/pages/client/ClientNonUIFeatures.tsx
@@ -390,16 +390,26 @@ function ReminderMonitor() {
   const setToast = useSetAtom(toastQueueAtom);
   const mDirects = useAtomValue(mDirectAtom);
   const firedRef = useRef<Set<string>>(new Set());
+  const removingRef = useRef<Set<string>>(new Set());
+  // Read the latest reminders / DM map via refs so the poll interval below is
+  // created once — not torn down and restarted (which resets its 30s countdown
+  // and can indefinitely defer a near-due reminder) on every reminder sync (N115).
+  const remindersRef = useRef(reminders);
+  remindersRef.current = reminders;
+  const mDirectsRef = useRef(mDirects);
+  mDirectsRef.current = mDirects;
 
   useEffect(() => {
     const check = () => {
       const now = Date.now();
-      reminders.forEach((r) => {
+      remindersRef.current.forEach((r) => {
+        if (r.timestamp > now) return;
         const key = `${r.eventId}-${r.timestamp}`;
-        if (r.timestamp <= now && !firedRef.current.has(key)) {
+        // Show the toast exactly once.
+        if (!firedRef.current.has(key)) {
           firedRef.current.add(key);
           const room = mx.getRoom(r.roomId);
-          const hashPath = mDirects.has(r.roomId)
+          const hashPath = mDirectsRef.current.has(r.roomId)
             ? getDirectRoomPath(r.roomId, r.eventId)
             : getHomeRoomPath(r.roomId, r.eventId);
           setToast({
@@ -410,7 +420,15 @@ function ReminderMonitor() {
             roomId: r.roomId,
             hashPath,
           });
-          removeReminder(r.eventId, r.timestamp);
+        }
+        // Persist the removal, retrying on a later tick if it fails — without
+        // re-showing the toast (N114). The server echo drops it from
+        // `reminders` once the write lands.
+        if (!removingRef.current.has(key)) {
+          removingRef.current.add(key);
+          removeReminder(r.eventId, r.timestamp).catch(() => {
+            removingRef.current.delete(key);
+          });
         }
       });
     };
@@ -425,7 +443,7 @@ function ReminderMonitor() {
       clearInterval(interval);
       document.removeEventListener('visibilitychange', onVisible);
     };
-  }, [mx, reminders, setToast, removeReminder, mDirects]);
+  }, [mx, setToast, removeReminder]);
 
   return null;
 }